Life Insurance

Insurance that pays a lump sum of money in the event of your untimely death or the key person that your business has insured.

Disability Insurance

Insurance that pays a lump sum of money in the event that you or a key person become totally and permanently disabled through accident or illness.

Trauma or Critical Illness Insurance

Insurance that pays a lump sum of money if you or a key person suffer from serious illness, eg cancer, heart attack, stroke, major burns to name a few.

Key Person Insurance

Insurance that protects against the loss of a key person to your business due to death, illness or injury.

Business Income Insurance

Insurance that pays a monthly benefit if you are unable to work due to illness or injury.

Business Overheads Insurance

Insurance that pays a monthly benefit to cover for the costs of  hiring a locum or covering your overheads in the event that you or a key person suffers a from an illness or injury.