ACC Cover Plus or Cover Plus Extra?

Do you understand ACC?

Are you paying too much for ACC Levies?

Do you know how much you will get paid if you were to make a claim?

Did you know that ACC does not provide cover for illness?

All business owners and self employed people are automatically put on ACC Cover Plus. But it's not always the best cover.

There is an alternative, Cover Plus Extra. But you have to apply for it.

That's where we at SMART can help.

Our SMART advisors will work with you to ensure you have the right level of ACC cover and Income / Business Protection cover. We may even be able reduce your ACC levies, whilst making sure you have full protection for accident and illness related events for you and your family.

ACC Cover Plus DOES NOT guarantee you a level of lost earnings!

If you are injured, ACC coverplus pays 80% of your income based on your last tax return, (and you have to prove a loss). That means, if you have staff generating an income for your business while you're injured, ACC might not pay!

Cover Plus Extra pays even if staff continue to work and generate income for your business.

It's an Agreed Value product where you choose the amount you pay levies on and ACC pay the agreed amount no matter what you earned prior to your accident, BUT IT ONLY COVERS ACCIDENTS.

Our SMART advisers will create a plan for you to cover accident and illness as well as saving you money on ACC levies where possible.

Example: Jeff is a builder with a taxable income of $100,000 pa

Contact us today if you would like to make an appointment to save on your ACC Levies.